Unfortunately, there's no magic wand when it comes to budgeting. However, there is some good news! I have made it easier for you!
The first step is understanding where you are spending your money. Using my Daily Spending Worksheet can be a major eye opener. It's easy to spend $3 - $5 a day that we don't even realize we are spending. That adds up to $90 - $150 a month. That's $1095 - $1825 a year! What would you spend an extra $1,000 on?!?
You must be completely honest on the Worksheet, or there is no point in using it. You don't have to show your Daily Spending Worksheet to anyone; just use it to see where you can make some adjustments.
I recommend clicking the Worksheet link and downloading it, then printing it. I hosted it on Googlesites so you know that it is safe to download.
Check back for more budgeting tips!